The ultimate payment solution for everyday spend.

Pay-by-Bank that works everywhere and reduces processing costs by 50-90%

Processing everyday payments will never be the same.

From checkout counters to apps and gas pumps, Spire lets your customers pay by bank where they want, how they want.

No learning curve, no behavior change — just a payment option that slides right into their routine while significantly reducing your processing costs.

Save Big.
Reward Better.

With lower costs, you can invest in rewards that actually mean something to your customers. More savings for you, more reasons for them to stick around.

Quick Setup. Zero headaches.

Validate

Link & Issue

Transact

Let’s meet where you and your customers are.

Your customers already know how to pay for things. We’re not here to reinvent the wheel – we’re here to make it roll smoother and cost less.

Imagine reducing your processing costs by 50-90% with all the convenience of credit cards for your customers and for you.

How it works:

Consumer pays

Transactions route from your POS to Discover Global Network, meaning no POS integration

Discover Global Network routes transaction authorization to Spire for funds availability approval

Transaction approved just like a credit card

For consumers, it feels like an everyday purchase

For merchants, it feels like Discover

Give your customers more reasons
to love your brand

Offer hassle-free payments, rewards that count, and a way to keep
personal debt down. It’s the easy choice.

Think debit, with benefits.

Let’s talk.

Address:
8333 Douglas Ave, Suite 400
Dallas, TX 75225

Contact:
info@paywithspire.com